Fact:

Today, due to the economy, job losses and foreclosures, home ownership is at it's lowest since before
World War II.

Fact:

Almost 80% of families today CANNOT qualify for a traditional home loan.

Our company mission is to provide programs that open the doors to 100% of the individuals and families who want to own a home.

We have the know how, resources, team and commitment to support you down your own path to home ownership that is but a passing thought for so many in America today.

About Us

Our company is committed to the American Dream of home ownership for everyone who wants it. As a proud member of a nationwide network of Affordable Housing Providers, we are committed to offering proven programs including creative financing and credit repair to overcome the obstacles many face when wanting to own.

Your Next Step...

Our application process is fast and easy – typically within 24 hours you’ll have an answer. Apply online NOW. We look forward to serving you and adding you to our growing family of proud and happy home owners.

Call your local Certified Affordable Housing Provider today for a FREE no obligation consultation with one of our friendly and knowledgeable affordable housing counselors.

 

Your Dream

Let's face it… Home owners get more respect... and more benefits too!

Wouldn't it be great to be a home owner? Your own place, secure future, tax benefits - Freedom... your own slice of the American Dream!

For most people in today's economy this is some distant far off wish. Credit issues from the past and lack of down payment stamp out the dream.

Our Plan

With the right income, commitment and focus from you the impossible becomes possible. Our simple and easy programs move you up to the freedom of ownership quickly.

The programs we offer are both innovative and unique, setting us apart from our competitors. Based on income and down payment instead of prior credit history, the door to realizing your dream is in reach.

 A Fresh Start

Our membership levels guide you along your 'Path to Home Ownership'™. Each is designed to start where you are and step you up as quickly as your desire, budget, and credit allow.

 

'Path to Home Ownership'™...

Your 'Path to Home Ownership'™ membership begins at the level that's right for you. Your current budget, credit and down-payment determine where you begin then you step up from there.

Bronze Member – Rent
 

Bronze members step up toward ownership while renting. Make extra payments to build your option fee to earn the next level of membership.

Silver Member – Rent To Own
 

Membership has its privileges. Silver members earn monthly Bonus down-payment credits for on time payments. You can step up to Gold even faster with extra payments.

Gold Member – Agreement For Deed
 

Gold membership earns in-house financing. Enjoy money-saving tax deductions while building your credit score toward a new lower cost bank loan. Gold members are placed with a qualified and experienced mortgage professional to find the right mortgage for your budget and credit.

Platinum Member – Ownership
 

Congratulations! The final step. You have established enough down-payment and credit score to qualify for a new, lower interest bank or FHA loan. You may already qualify for this status.

Call your local
Certified Affordable Housing Provider now
to get started!

* Due to state law some programs and offers shown herein may differ.

The Choice is Yours!

Income, down-payment and credit are keys to your success. Adding more down-payment and improving your credit steps you up more quickly. Don't wait for your future, create it!

Want Home Ownership Faster?

Step up easily with these additional ways...

Credit Repair: Ugly credit can be made pretty so you can get a new loan! We offer two paths:

 

Do-It-Yourself: With focused commitment from you it can be done. Our Free kit walks you step-by-step through the process. Or

 

Done-For-You: We refer you to professionals who do this day-in and day-out... and do all the filings and follow ups for you. You can even track your progress online.

Work-For-Equity: You may be able to do some or all the repairs to a home. If so, our company may grant credits toward your down-payment.

Bonus credits: Earned based on timely payments and special promotions, our company helps boost you up faster.

Added payments: Commit part of every paycheck to building up your down-payment with us. Payroll deduction allows you to keep track and see how fast you are moving to the next level.

Family down payment assistance: Many times loved ones want to see you get ahead and will make a gift or a loan.

Government down payment assistance: You may qualify for help from a variety of grants and loans available right now.

IRA and 401k accounts: You can borrow at low interest to use for down-payment on your home.

Other sources: Your employer may offer grants, gifts and/or loans toward your down-payment. Some also have Foundations that offer assistance.

Step up to Home Ownership Today!

We've made it simple and easy. Apply now! Call your local Certified Affordable Housing Provider to speak with one of our friendly consultants today!

Looking...

Bad or No Credit? No Problem!

Low Down Payment? No Problem!

Great Credit? No Problem!

Your 'Path to Home Ownership'™ and a happy family is just a few short steps away...

APPLY Now... Call your local Certified Affordable Housing Provider to learn more

Our MISSION:

We Transform Lives Through Affordable Housing To Empower Families And Individuals To Enjoy The American Dream Of Home Ownership.

To apply now
contact the local
Certified Affordable
Housing Provider who gave
you the link to this brochure.

Thank You

We Pay Referral Fees! *Where allowed by law

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