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} .ptho-nav-item { display: flex !important; align-items: center !important; justify-content: space-between !important; width: 100% !important; padding: 14px 24px !important; color: #222 !important; background: none !important; border: none !important; border-bottom: 1px solid rgba(0,0,0,0.08) !important; font-size: 0.95rem !important; font-weight: 400 !important; font-family: 'Lexend', sans-serif !important; cursor: pointer; text-align: left; text-decoration: none !important; } a.ptho-nav-item { display: block !important; } .ptho-chevron { display: inline-block; transition: transform 0.25s ease; font-size: 0.7rem; margin-left: 8px; } .ptho-chevron.ptho-rotated { transform: rotate(180deg); } .ptho-submenu { max-height: 0; overflow: hidden; background: #fff; transition: max-height 0.3s ease; } .ptho-submenu.ptho-open { max-height: 800px; } .ptho-nav-link, .ptho-submenu-link { position: relative; display: inline-block; } .ptho-nav-link::after, .ptho-submenu-link::after { content: ''; position: absolute; width: 100%; height: 2px; bottom: 0; left: 0; background: #222; transform: scaleX(0); transform-origin: bottom left; transition: transform 0.3s ease; } .ptho-nav-link:hover::after, .ptho-submenu-link:hover::after { transform: scaleX(1); } .ptho-cta-btn { display: flex !important; align-items: center !important; justify-content: center !important; gap: 8px !important; width: calc(100% - 48px) !important; min-height: 64px !important; margin: 24px 24px 10px !important; padding: 16px 20px !important; box-sizing: border-box !important; color: #fff !important; background: #F73B3B !important; text-decoration: none !important; font-size: 1rem !important; font-weight: 700 !important; line-height: 1.1 !important; border-radius: 16px !important; text-align: center !important; transition: background 0.25s ease; } .ptho-cta-btn:hover { background: #e81513 !important; } .ptho-subcard { display: block !important; margin: 6px 16px !important; padding: 14px 18px !important; border-radius: 10px !important; text-decoration: none !important; overflow: hidden !important; } .ptho-subcard-title { display: inline-block !important; color: #222 !important; font-weight: 600 !important; font-size: 0.95rem !important; } .ptho-subcard-subtitle { display: block !important; color: #555 !important; font-size: 0.85rem !important; margin-top: 1px !important; } .ptho-subcard-large { display: block !important; margin: 10px 16px !important; padding: 0 !important; background: #fff !important; border: 1px solid #ddd !important; border-radius: 10px !important; text-decoration: none !important; overflow: hidden !important; } .ptho-subcard-large-inner { display: flex !important; align-items: stretch !important; gap: 8px !important; } .ptho-subcard-large-text { flex: 1 !important; padding: 0 0 0 16px !important; display: flex !important; flex-direction: column !important; justify-content: center !important; } .ptho-subcard-large img { width: 130px !important; object-fit: contain !important; flex-shrink: 0 !important; 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justify-content: center !important; gap: 8px !important; width: 100% !important; min-height: 58px !important; margin: 16px 0 0 !important; padding: 16px 20px !important; box-sizing: border-box !important; background: #E8B830 !important; color: #fff !important; text-decoration: none !important; font-weight: 700 !important; font-size: 0.9rem !important; line-height: 1.1 !important; border-radius: 16px !important; letter-spacing: 0.05em !important; text-transform: uppercase !important; } @media (min-width: 769px) { #ptho-mobile-nav, #ptho-mobile-nav + div { display: none !important; } }

function pthoToggleSub(panelId, chevId) { var panel = document.getElementById(panelId); var chev = document.getElementById(chevId); panel.classList.toggle('ptho-open'); chev.classList.toggle('ptho-rotated'); }

How is Path to Home Ownership different from a traditional mortgage?

We do not rely on strict bank rules or credit score requirements. Instead, we offer a flexible path that allows you to move into a home now and progress toward ownership step by step.

By Chelsea|2026-01-24T14:59:26+00:00August 11, 2025|Comments Off

About the Author: Chelsea

Your Path to Home Ownership®

Individual program structure and availability vary based on qualification and state regulations.

Each local office is independently owned and operated. None of the entities named below are parties to any offers, deals or contracts, oral or written, by users of this website or documents provided. We buy, sell and hold real estate with the intent to earn a profit. We are not a law firm, nor are we attorneys, CPA’s or Financial Planners and do not provide Legal or other advice. Seek the advice of those professionals should you need their services.

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How is Path to Home Ownership different from a traditional mortgage?

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Finding Your Home

Financing & Payments

Start Where You Are

Understanding the Path to Ownership

Join our Bi-Weekly Webinars!

How is Path to Home Ownership different from a traditional mortgage?

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About the Author: Chelsea

Get in Touch

How It Works

Get to Know Us

Join Our Bi-Weekly Webinars

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