Silver Level

Rent-to-Own

Our Rent To Own option gives prospective homeowners the opportunity to obtain housing now while they work towards repairing credit issues and building the necessary down payments needed to qualify for a traditional bank loan. With a small down payment you can actually move into your home now and earn a fixed monthly credit towards the ultimate purchase of your new home. Once you’ve improved your credit standing and down payment situation you can easily move into our Owner Financing program or straight to a traditional low interest bank loan and own the exact home you’ve been living in.

MEET KIM & RICHARD, Silver Members

Try Before You Buy

The PTHO Rent To Own program is perfect for those people with credit issues or who haven’t been able to save a down payment yet but want to start building towards home ownership now. Additionally this program is excellent for those who have just moved to a new area and simply want to test out the neighborhood before committing to a home purchase.

Follow the Path to Ownership

The path is made up of four phases — Bronze, Silver, Gold, and Platinum. Each stage builds greater stability, equity, and security, all leading to the ultimate goal of holding the keys and deed to your own home.

We start you on the level that meets your financial picture & circumstances. 

Everyone’s path to home ownership looks different. Before placing you into a level of our program, our agents take the time to review your full financial picture, job situation, and housing needs to determine where you should begin. Some people start by renting, while others may qualify for rent-to-own or in-house financing right away. Your starting level is not a judgment — it’s simply the most realistic place for you to begin so you can move forward with clarity and confidence toward home ownership.

Bronze Level

RENTING WITH PURPOSE

Start your journey by moving into a home as a renter while you prepare for ownership.

Silver Level

RENT TO OWN

Rent the property with an option agreement that allows you to purchase when ready.

Gold Level

IN-HOUSE FINANCING

Secure the home through flexible in-house financing with a clear path to the deed.

Platinum Level

HOME OWNER

Achieve full home ownership with the title in your name.